Bank EAP (Electronic Account Payment) limits are the limits imposed on your bank account by the bank.
This number represents the total value of payments you can make via EFT or EAP. This is the same type of payment that is made via Stitch. These limits apply to all account types and across banking services - each bank has its own set of EAP or account transfer limits.
The below is an example screenshot of what a typical limit error may appear like when initiating a payment,
The below articles detail how to change these limits per bank.