How quickly do funds settle?

Across all payment methods, the actual settlement time is dependent on the rail used to make the transfer, as well as the sending and receiving banks. These times vary across sending and receiving institutions, as well as the native interbank transfer rail in South Africa.

Stitch uses the Electronic Funds Transfer (EFT) network, and so settlement times will vary by  sending and receiving institution, but is generally done within 24 hours (and often times in under 12 hours).