How does Stitch Access the Banks? Or Does Stitch Use Screenscraping? Or what is unique about Stitch?

What makes Stitch unique, is that it accesses banks using a technology called portal emulation. This is different - and much more secure - than traditional screenscraping methods. To connect to bank servers, Stitch has reverse-engineered, or recreated, APIs that may not yet exist by emulating the actual network calls between the front-end and back-end of banking servers. We also actively engage with all the banks to maintain transparency.

Stitch is also a registered Third-Party Payments Provider (TPPP) with the Payments Association of South Africa (PASA) to provide EFT services in partnership with various Tier 1 banks.