What is our Data Balances Product?

Allow end-users to share their bank account balance with a business.

Stitch Balances allows businesses to request bank account balances from users. Once a user has granted permission, the Stitch API can provide details of a user’s bank balance directly from the bank to the requesting business.

• Standardized: Each field is standardized across banks & easy to use. The Stitch API can retrieve data from banks with varied formats, but we clean, standardize and provide it ready-to-use.
• User consented: Stitch can only release account balance data with user consent and our user-friendly SSO makes this clear to users.
• Real-time: Provides an immediate snapshot of a user’s balance today

Use case:

• Fintech (especially Lenders): Assessing applicants’ affordability.