Do I need to create an account to pay with Stitch?

You do not need to create a Stitch account to make a payment with Stitch. Stitch makes it easy and safe for you to make payments right from your bank account, or using card or cash. Stitch is integrated into the checkout process by businesses you shop with. Depending on the business you're looking to pay into, you may first be required to create an account with that business, but you'll only need your online banking details or card details to pay with Stitch.